Bruce Wallace is the presenter of the 'Your Money' programme on NZ National Radio. The book is subtitled 'An any-age guide to getting rich', which gives us the first clue that the book is broad ranging in nature and not aimed at any one particular age group or other demographic.


Wallace writes in a very easy to understand style. The book is down to earth and very readable. I would definitely recommend this book to anyone who hasn't made a start at planning for his or her financial future. For people further down the financial planning route you may find the book covers what you already know. However, I would personally still recommend that you read it. Even if the book simply reinforces what you are already doing then it is good. However, it is just as likely that it will give you a new idea or two to consider.


Your Money Diet is divided into three parts; spend less, save more, and earn more. This is a logical progression. The ability to be able to curb our spending (even if only slightly) and get our credit card debt under control must be mastered before we can start to save more, and there is not much long-term point in earning more if we simply spend it. The short spend less section (it is only 35 pages long) gives some good practical advice for spending less money, as well as recommendations of other resources to help you in this area. If you have problems with credit card debt, you should find this section particularly helpful. As stated succinctly on page 30 "Do you really need five cards? The answer has to be No."

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